The Parsimonious Woman

Frugal Living for Single Women over 50

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Frugal living as a single woman over 50.

October 31, 2022 / / 4,388 Comments

This website is dedicated to a new generation of women who have to reinvent themselves. Many of us out there happen to be over 50. Many of us have dreams of a better life. I want to show you how to be frugal and yet still enjoy your life. Isn’t that what we all want?

What does it mean to survive minimally? To live frugally?  It means you are selective about what you consume. You don’t live in a place bigger than what you need.  You take care of what you have. Frugal living is being very intentional with your spending. That is what it is in the most basic sense.

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Credit Karma vs. the Rest: Which Credit Monitoring Service is Right for You?

March 23, 2023 /
Credit monitoring matters.

Your credit score is one of the most important factors in determining your financial well-being, yet many people don’t take the time to monitor it regularly. That’s where credit monitoring services come in. With so many options on the market, however, it can be tough to decide which one is right for you. In this post, we’ll be taking a deep dive into Credit Karma and comparing it to other credit monitoring services to help you make an informed decision. We’ll cover the basics of credit monitoring services and why they matter, delve into the benefits of monitoring your credit, and compare Credit Karma to other services.

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Simple steps for building or rebuilding your credit.

January 15, 2023 / / 121 Comments

Six simple steps to rebuild your credit.

Having good credit is essential, even if you have no plans to use credit cards. Your credit score is what businesses and landlords use to decide if they should provide you with products or services. If you are looking to get out of an unfortunate situation, I strongly advise focusing on improving your credit first.

You may have contributed to another person’s credit by jointly using a credit card, but that likely didn’t help build your own credit. Maybe someone else has hurt your credit by enlisting you as a co-signer on loans or using your cards. Perhaps, you owe money from medical expenses or student loans. There are countless factors that can weigh down your credit status. Let’s start taking small steps to rebuild your score and improve your life.

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